No money need. Money is not a requrement to have church, ever.
All the free places I have had a gathering of the church at, and that you can find on any given day for free to use. There are so many free places that you can get to meet at, money should never be an excuse for not gathering.
My house, I can have 30 people with ease in one room (my house church)
The basement of a house
The backyard of a house
A vacant house
Apartment recreation center
Housing development recreation center
On the beach (In Cal weather is hardly ever an issue)
In a park (In many states, weather is hardly ever an issue like Ca, Az, Nv, Nm, Hi, Tx)
A night club / bar (it was closed during the day)
Restaurant banquet room
Hotel banquet room
Vacant retail space (know of someone who used a 35k sq ft building for 3 years tell it sold, yes for free)
Vacant office space
A Christian High school football stadium
You can have Church on the beach, always for free!
Church in a park, no cost at all.